Helping 20 Million Americans a Year for 20 Years. FREE!
Find the Right Lawyer for Your Legal Issue!

Find the Right Lawyer for Your Legal Issue!

Fast, Free, and Confidential

Call us today for a free consultation (855) 466-5776

What is Wage Garnishment?

UPDATED: August 8, 2013

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident law decisions. Finding trusted and reliable legal advice should be easy. This doesn't influence our content. Our opinions are our own.

A wage garnishment is a legal process whereby the court orders your employer to withhold a portion of your earnings each pay period to pay off a debt. The law sets forth the maximum amounts that can be garnished, designate specific procedures concerning child support and alimony payments, and stipulate that it is illegal to fire an employee who requires wage garnishment. Why might you qualify for wage garnishment? Failure to pay federal fines or taxes, child support, and other obligations might make you eligible.

Wage garnishment should be a last resort and occur only after you have exhausted all of your legal options. This is due to the widespread consequences involved with the process. Not only can it affect your credit record and ability to do things like take out a home loan or open a bank account, but it can affect your peace of mind, reputation and earning capacity. Personal loans are one option for evading wage garnishment. Others include aggressive negotiations with your creditors in order to stall or sidestep garnishment altogether. If you are having credit problems, seek the advice of an experienced credit counselor right away to go over all of your options. Doing so will help you stave off wage garnishment.

Find the Right Lawyer for Your Legal Issue!

Fast, Free, and Confidential

Call us today for a free consultation (855) 466-5776