Ohio Bankruptcy Exemptions

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AssetsExemptionState Statutes
     
Homestead Property held as tenancy by the entirety may be exempt against debts owed by only one spouse. In re Pernus, 143 B.R. 856 (N.D. Ohio 1992)
Real or personal property used as residence to $125,2000. 2329.66 (A)(1)(b) 
     
Insurance Benevolent society benefits. 2329.63 2329.66 (A)(6)(a)
Disability benefits needed for support. 3923.19 2329.66 (A)(6)(e)
Fraternal benefit society benefits. 2329.66 (A)(6)(d)
Group life insurance policy or proceeds. 3917.05 2329.66 (A)(6)(c)
Life insurance proceeds for a spouse. 3911.12
Life insurance proceeds if clause prohibits proceeds from being used to pay beneficiary’s creditors. 3911.12
Life, endowment, or annuity contract avails for your spouse, child, or dependent. 2329.66 (A)(6)(b)
     
Misc. Alimony, child support, & allowances needed for support. 2329.66 (A)(11)
Property of business partnership. 2329.66 (A)(14) 1775.24
Pensions ERISA-qualified benefits needed for support. 2329.66 (A)(10)(b)
Firefighters, police officers. 742.47
IRAs & Keoghs needed for support. 2329.66 (A)(10)(c)
Public employees. 145.56
Public safety officers’ death benefit. 2329.66 (A)(10)(a)
Public school employees. 3309.66
State highway patrol employees. 5505.22
Volunteer firefighters’ dependents. 146.13
     
Personal Property Animals, crops, books, musical instruments, appliances, household goods, furnishings, firearms, hunting & fishing equipment to $525 per item; jewelry to $1,350 for 1 or more items; $10,775 total. 2329.66 (A)(4) In re Szydlowski, 186 B.R. 907 (N.D. Ohio 1995)
Beds, bedding, clothing to $200 per item. 2329.66 (A)(3)
Burial plot. 2329.66 (A)(8) 517.09
Cash, money due within 90 days, tax refund, bank, security, & utility deposits to $400 total (husband & wife may double). 2329.66 (A)(3) In re Szydlowski, 186 B.R. 907 (N.D. Ohio 1995)
Cooking unit & refrigerator to $300 each. 2329.66 (A)(3)
Health aids. 2329.66 (A)(7)
Lost future earnings needed for support, received during 12 months before filing. 2329.66 (A)(12)(d)
Motor vehicle to $3,225. 2329.66 (A)(2)(b)
Personal injury recoveries to $20,200, received during 12 months before filing. 2329.66 (A)(12)(c)
Tuition credit or payment. 2329.66 (A)(16)
Wrongful death recoveries for person debtor depended on, needed for support, received during 12 months before filing. 2329.66 (A)(12)(b)
     
Public Benefits Crime victims’ compensation, received during 12 months before filing. 2329.66 (A)(12)(a) 2743.66 (D)
Disability assistance payments.
2329.66 (A)(9)(f) 5115.07
Public assistance. 5108.08 5107.75 2329.66 (A)(9)(d)(e)
Unemployment compensation. 4141.32 2329.66 (A)(9)(c)
Vocational rehabilitation benefits. 3304.19 2329.66 (A)(9)(a)
Workers’ compensation. 4123.67 2329.66 (A)(9)(b)
     
Tools of Your Trade Implements, books, & tools of trade to $2,025. 2329.66 (A)(5)
     
Wages Minimum 75% of disposable weekly earnings or 30 times the federal hourly minimum wage, whichever is higher; bankruptcy judge may authorize more for low-income debtors. 2329.66 (A)(13)
     
Wildcard $1,075 of any property. 2329.66 (A)(18)

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