What can I do if a credit report has incorrect information about me?
If you believe information being reported about you is inaccurate,
incomplete or outdated, challenge it by notifying the credit reporting
bureau. Once placed on notice that you dispute the report, the credit
reporting bureau must verify the
facts within a reasonable period of time or delete that
information from the report. If the dispute is not resolved to your
satisfaction, you are
allowed to have a statement (up to one hundred words) included in your
file and in any future reports.