Florida debt collection company went much too far

Florida debt collection lawyers say that a debt collection company simply went too far in trying to collect on overdue mortgage payments. According to a video from Tampa Bay's 10Connects.com, Florida resident Stanley McLeod had a massive heart attack which prevented him from working and he and his wife became past due on their bills as a result.

Their mortgage company started calling them to find out why they weren't paying. However, they weren't just calling once a week, they were calling about 10 – 12 times a day – using threatening language, profanity and downright nastiness that would cause even the thickest-skinned individual to break.

The harassing behavior was simply too much for McLeod to take and he suffered another heart attack which killed him. His wife is convinced that the debt collection agency's telephone harassment was to blame and she has filed a lawsuit against the company alleging that it violated the Fair Debt Collections Practices Act (FDCPA) which prohibits debt collectors and debt buyers, also known as zombie creditors, to collect that debt using illegal practices – which may include calling you on your cell phone.

In fact, many debtors don't realize that the Telephone Consumer Protection Act of 1991 (TCPA) prohibits debt collectors from calling your cell phone without your permission – and that each unauthorized call could result in the debt collector paying you up to $1,500.

To view the video and hear the language used by debt collectors, please click here.

If you've been harassed by a debt collector or debt buyer, contact an experienced debtors' rights attorney to discuss your situation and evaluate your options. The FDCPA provides for damages to victims of illegal debt collection activity.