| Assets | Exemption | State Statutes |
|---|---|---|
| Homestead | None; however, property held as tenancy by the entirety may be exempt against debts owed by only one spouse. | In re Martin, 259 B.R. 119 (M.D. Pa. 2001) |
| Tenancy by Entirety | Property held as tenancy by the entirety may be exempt against debts owed by only one spouse. | In re Martin, 259 B.R. 119 (M.D. Pa. 2001) |
| Insurance | Accident or disability benefits. | 42 Pa. Cons. Stat. Ann. § 8124 (c)(7) |
| Fraternal benefit society benefits. | 42 Pa. Cons. Stat. Ann. § 8124 (c)(1),(8) | |
| Group life policy or proceeds. | 42 Pa. Cons. Stat. Ann. § 8124 (c)(5) | |
| Insurance policy or annuity contract payments, where insured is the beneficiary, cash value or proceeds to $100 per month. | 42 Pa. Cons. Stat. Ann. § 8124 (c)(3) | |
| Life insurance and annuity proceeds if clause prohibits proceeds from being used to pay beneficiary’s creditors. | 42 Pa. Cons. Stat. Ann. § 8124 (c)(4) | |
| Life insurance annuity policy cash value or proceeds if beneficiary is insured’s dependent, child or spouse. | 42 Pa. Cons. Stat. Ann. § 8124 (c)(6) | |
| No-fault automobile insurance proceeds. | 42 Pa. Cons. Stat. Ann. § 8124 (c)(9) | |
| Misc. | Property of business partnership. | 15 Pa. Cons. Stat. Ann. § 8342 |
| Pensions & Retirement Savings | City employees. |
53 Pa. Cons. Stat. Ann. § 13445 53 Pa. Cons. Stat. Ann. § 23572 53 Pa. Cons. Stat. Ann. § 39383 42 Pa. Cons. Stat. Ann. § 8124 (b)(1)(iv) |
| County employees. | 16 Pa. Cons. Stat. Ann. § 4716 | |
| Municipal employees. |
53 Pa. Cons. Stat. Ann. § 881.115 42 Pa. Cons. Stat. Ann. § 8124 (b)(1)(vi) |
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| Police officers. |
53 Pa. Cons. Stat. Ann. § 764 53 Pa. Cons. Stat. Ann. § 776 53 Pa. Cons. Stat. Ann. § 23666 42 Pa. Cons. Stat. Ann. § 8124 (b)(1)(iii) |
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| Private retirement benefits (IRAs, etc.) to extent tax-deferred, if clause prohibits proceeds from being used to pay beneficiary’s creditors; exemption limited to deposits of $15,000 per year made at least 1 year before filing (limit does not apply to rollovers from other exempt funds or accounts). | 42 Pa. Cons. Stat. Ann. § 8124 (b)(1)(vii), (viii),(ix) | |
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Public school employees. |
24 Pa. Cons. Stat. Ann. § 8533 42 Pa. Cons. Stat. Ann. § 8124 (b)(1)(i) |
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State employees. |
71 Pa. Cons. Stat. Ann. § 5953 42 Pa. Cons. Stat. Ann. § 8124 (b)(1)(ii) |
| Personal Property | Bibles and schoolbooks. | 42 Pa. Cons. Stat. Ann. § 8124 (a)(2) |
| Clothing. | 42 Pa. Cons. Stat. Ann. § 8124 (a)(1) | |
| Military uniforms and accoutrements. |
51 Pa. Cons. Stat. Ann. § 4103 42 Pa. Cons. Stat. Ann. § 8124 (a)(4) |
|
| Sewing machines. | 42 Pa. Cons. Stat. Ann. § 8124 (a)(3) | |
| Public Benefits | Crime victims’ compensation. | 18 Pa. Cons. Stat. Ann. § 11.708 |
| Korean conflict veterans’ benefits. | 51 Pa. Cons. Stat. Ann. § 20098 | |
| Unemployment compensation. |
43 Pa. Cons. Stat. Ann. § 863 42 Pa. Cons. Stat. Ann. § 8124 (a)(10) |
|
| Veterans’ benefits. |
51 Pa. Cons. Stat. Ann. § 20127 51 Pa. Cons. Stat. Ann. § 20098 51 Pa. Cons. Stat. Ann. § 20048 51 Pa. Cons. Stat. Ann. § 20012 |
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| Workers’ compensation. | 42 Pa. Cons. Stat. Ann. § 8124 (c)(2) | |
| Tools of Your Trade | Seamstress’s sewing machine. | 42 Pa. Cons. Stat. Ann. § 8124 (a)(3) |
| Wages | Earned but unpaid wages. | 42 Pa. Cons. Stat. Ann. § 8127 |
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Prison inmates’ wages. | 61 Pa. Cons. Stat. Ann. § 1054 |
| Wages of victims of abuse. | 42 Pa. Cons. Stat. Ann. § 8127 (f) | |
| Wildcard | $300 of any property, including cash, real property, securities, or proceeds from sale of exempt property. | 42 Pa. Cons. Stat. Ann. § 8123 |
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