The references to Georgia statutes are to the Official Code of Georgia Annotated.
Resources:
Resources: United States Bankruptcy Court, Middle District of Georgia
United States Bankruptcy Court, Northern District of Georgia
United States Bankruptcy Court, Southern District of Georgia
| Georgia Bankruptcy Exemptions | |||||||||
| Assets | Exemption | State Statute | |||||||
| Homestead | Real or personal property used as a residence by the debtor or debtor's dependent, including a cooperative: up to $10,000 for a single person; up to $20,000 for a married person, whether or not the spouse is also filing for bankruptcy. | 44-13-100(a)(1); | |||||||
| Unused portion of homestead exemption can be used for any property. | 44-13-100(a)(6) | ||||||||
| Insurance | Benefits from a fraternal benefit society: all. | 33-15-62 | |||||||
| Life insurance proceeds/avails: all. | 33-25-11; 33-26-5 | ||||||||
| Benefits from annuity or endowment contract: all. | 33-28-7 | ||||||||
| Heath and disability benefits: up to $250 per month. | 33-29-15 | ||||||||
| Group insurance: all. | 33-30-10 | ||||||||
| Life insurance contract (unmatured): all. | 44-13-100(a)(8) | ||||||||
| Life insurance (unmatured) dividends/interest/loan value/cash value: up to $2,000 if the beneficiary is the debtor or someone the debtor depends on. | 44-13-100(a)(9) | ||||||||
| Life insurance policy proceeds: all necessary for support if the policy is owned by someone the debtor depends on for support. | 44-13-100(a)(11)(C) | ||||||||
| Miscellaneous | Child support and alimony: all necessary for support. | 44-13-100(a)(2)(D) | |||||||
| Pensions | Federal pensions exemptions. | ||||||||
| IRAs and ERISA-qualified benefits: all. | 18-4-22 | ||||||||
| Other pensions: all necessary for support. | 18-4-22; 44-13-100(a)(2)(E); 44-13-100(a)(2.1)(C) | ||||||||
| Payments for IRA: all necessary for support. | 44-13-100(a)(2)(F) | ||||||||
| Public employee pensions: all. | 44-13-100(a)(2.1)(A); 47-2-332 | ||||||||
| Pensions for employees of nonprofit corporations: all. | 44-13-100(a)(2.1)(B) | ||||||||
| Personal Property | Burial plots for debtor and dependents: up to unused homestead exemption. | 44-13-100(a)(1) | |||||||
| Motor vehicles: up to $3,500. | 44-13-100(a)(3) | ||||||||
| Household goods, appliances, furnishings, musical instruments, books, clothing, animals, and crops: up to $300 per item; up to $5,000 total. | 44-13-100(a)(4) | ||||||||
| Jewelry: up to $500. | 44-13-100(a)(5) | ||||||||
| Health aids: all professionally prescribed for the debtor and the debtor's dependents. | 44-13-100(a)(10) | ||||||||
| Recoveries for wrongful death: all necessary for support. | 44-13-100(a)(11)(B) | ||||||||
| Recoveries for personal injury: up to $10,000. | 44-13-100(a)(11)(D) | ||||||||
| Lost future earnings compensation: all necessary for support up to $7,500. | 44-13-100(a)(11)(E) | ||||||||
| Public Benefits | Workers' compensation benefits: all. | 34-9-84 | |||||||
| Local public assistance benefits: all. | 44-13-100(a)(2)(A) | ||||||||
| Social Security benefits: all. | 44-13-100(a)(2)(A) | ||||||||
| Unemployment compensation benefits: all. | 44-13-100(a)(2)(A) | ||||||||
| Veterans' benefits: all. | 44-13-100(a)(2)(B) | ||||||||
| Crime victims' compensation benefits: all. | 44-13-100(a)(11)(A) | ||||||||
| Old age assistance benefits: all. | 49-4-35 | ||||||||
| Aid to blind benefits: all. | 49-4-58 | ||||||||
| Aid to disabled benefits: all. | 49-4-84 | ||||||||
| Tools of Your Trade | Tools of trade, including tools, implements, and books: up to $1,500. | 44-13-100(a)(7) | |||||||
| Wages | 18-4-20; 18-4-21 | ||||||||
| Wildcard | Any property: up to $600. | 44-13-100(a)(6) | |||||||
| Any property: unused homestead exemption up to $5,000. | 44-13-100(a)(6) | ||||||||