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Bankruptcy Law - General Consumer Bankruptcy Questions
FAQs
Will bankruptcy discharge my past-due income taxes?
Do I have to pay taxes during my bankruptcy case?
How long does my bankruptcy remain on my credit report?
Can I switch to a chapter 7 bankruptcy after filing a chapter 13?
Can my bankruptcy case ever be reopened?
Key terms used in bankruptcy
Can I keep my house if I file bankruptcy?
Suppose I leave out a debt on my petition?
Can I repay a creditor if I want to - even after bankruptcy?
How can I escape from my student loan debt?
Can I keep my car if I file bankruptcy?
Can I keep some of my credit cards?
What is involved in the bankruptcy process?
What happens to lawsuits and attachments that have already been filed against me?
Does a bankruptcy filing stop a wage attachment?
What is a hardship discharge in a Chapter 13 bankruptcy?
Freeing me from my debts in bankruptcy is in exchange for losing some of my possessions. How does that work?
What property can I keep in a Chapter 7 bankruptcy filing?
What property will I lose in a chapter 7 case?
My creditor is attempting to collect on a discharged debt. What can I do?
A lender has a mortgage lien. What is a lien and does it affect my bankruptcy case?
My lender is foreclosing on my home. Will filing bankruptcy stop this action?
My spouse is declaring bankruptcy. Should he file alone or should we file together?
If I file for bankruptcy or cannot pay my bills, is my retirement plan protected?
Who owns my tax refund?
I can't make the payments due under my Chapter 13 bankruptcy plan. What can I do?
How often can I file for bankruptcy?
A relative died after my case was filed. What happens to the life insurance proceeds?
Can the state deny me a license or permit because of my bankruptcy?
What is the automatic stay?
Where do I file a bankruptcy petition?
What law and rules apply to a bankruptcy?
Who decides bankruptcy cases?
Can I use my credit cards?
Will bankruptcy affect my right to recover for injuries I previously suffered in an accident?
Suppose a creditor forgets to file a proof of claim?
Can I stay in my apartment?
What is a reaffirmation agreement?
Can utility companies shut off service during bankruptcy?
Can a creditor obtain relief from the automatic stay?
What is redemption?
What does it mean to avoid a lien?
I am in a same-sex relationship. How does that affect bankruptcy?
How does bankruptcy affect a joint account holder?
Can I shelter property by transferring it to family members?
What about family gifts?
Will the Uniform Transfers to Minors Act help me provide for my children?
What will happen to tuition prepayments for my children?
I got divorced after my case was filed. What happens to my property settlement?
What is a chapter 13 bankruptcy?
Who is eligible for a Chapter 13 bankruptcy?
Who creates my Chapter 13 bankruptcy plan?
What is disposable income for purposes of Chapter 13?
Can I pay off my bankruptcy plan early?
Can I use bankruptcy to protect my assets?
I have no property or assets to turn over to the trustee. Can I still file?
What happens to my civil lawsuit when the defendant files for bankruptcy?
How long does this automatic stay remain in effect?
What effect does bankruptcy have on child support?
What are the deadlines for filing a proof of claim with the Bankruptcy Court?
What prevents my creditors from coming after me when I file for bankruptcy?
Can a creditor ask a debtor to reaffirm the debt?
What is surrender?
Can I be sent to jail for filing bankruptcy?
Can my employer fire me because of my bankruptcy?
What is a discharge in bankruptcy?
Which debts are discharged in bankruptcy?
What are the different chapters under which an individual can file?
Are there alternatives to bankruptcy?
Should I file for bankruptcy? How do I know when I should do so?
What is bankruptcy?
Credit counseling and other educational requirements under the new bankruptcy law are required of debtors. What do they entail?
Under the new bankruptcy law, what are the new documentation requirements?
Under the new bankruptcy law, how is it determined whether I can file a Chapter 7 or a Chapter 13 repayment plan?
Is there any relief for victims of disaster (i.e., Katrina) under the new bankruptcy provisions?
Is Social Security counted as income in the means test under the new bankruptcy law?
How much of my home equity is off-limits to creditors under the new bankruptcy law?
Are my retirement assets, college savings plans, and asset protection trusts protected under the new bankruptcy law?
Under the new bankruptcy law, what will happen on my car loan?
What happens to unpaid child support and alimony in the new bankruptcy law?
How often can I file successive bankruptcies under the new bankruptcy law?
Under the new bankruptcy law the list of debts that cannot be discharged is expanded. What are the new debts that can’t be wiped out?
Does the automatic stay still apply to a residential lease under the new bankruptcy law?
What are the options for someone whose Chapter 7 filing would be abusive?
Are there new requirements concerning the addresses for creditors?
I moved recently. How might that affect a bankruptcy case?
McNally & Associates, PC
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